Náman
We make life easier
As a Náman member, you get better terms and tailored service and advice.
Better terms in Náman
![Stúlkur með síma](https://images.prismic.io/landsbankinn/0b0be863-bd97-48e8-83a5-2c4ccefa7645_stulkur-med-sima.jpg?fit=max&w=3840&rect=269,0,1280,1280&q=50)
Scholarships
Each year, we grant sixteen scholarships to customers who are in school. The total amount of our scholarships is ISK 8,000,000.
![Kona með hund og kött](https://images.prismic.io/landsbankinn/Zl3iCZm069VX1aos_LB_Gudrun_Svava_RIM02951_large2400x1601.jpg?fit=max&w=3840&rect=265,0,2135,1601&q=50)
When you pay to private pension savings, you’re in fact getting a pay raise as your employer pays an additional 2%.
![Maður með síma úti í náttúrunni](https://images.prismic.io/landsbankinn/ad599a95-23c4-4716-ae32-e667f50c34f7_LB_Hrifunes_RIM5876_WEB_01.jpg?fit=max&w=3840&rect=212,0,1708,1281&q=50)
It’s easy to set savings goals in the app and even share them with others, such as friends or family.
![Borgað með Aukakrónum](https://images.prismic.io/landsbankinn/ac6ccd1e-4bc4-4855-8aac-b30bbd4d2a7a_LB_Aukakronur_2022_BaejarinsBeztu_1920x1080.jpg?fit=max&w=3840&rect=240,0,1440,1080&q=50)
Aukakrónur are Landsbankinn's benefit system. You collect Aukakrónur when you use a payment card linked to the Aukakrónur benefit system and can then use them to shop with our partners.
Framfærslulán - loan for living expenses
You can apply for a loan for living expenses which are base on 95% of your loan schedule from the Icelandic Student Loan Fund.
- More favourable terms than on general overdrafts.
- You can draw on the loan for living expenses as and when needed, get the whole schedule paid out up front or smooth payments across several months.
- Interest is only paid on the part of the credit facility that you use and are based on end-of-day position.
![Stúlka með síma](https://images.prismic.io/landsbankinn/c8831a3c-db04-49f2-9649-78176beedd34_5U3A4396_graded.jpg?fit=max&w=3840&rect=1652,781,3655,3655&q=50)
Landsbankinn’s app is a secure and quick way to tend to banking business anytime and anywhere.
![](https://images.prismic.io/landsbankinn/c8ceaae8-964a-41d7-a04c-9c457a5e6ae3_LB_Soley4739.jpg?fit=max&w=3840&rect=0,0,1334,1334&q=50)
You can register Landsbankinn debit, credit and gift cards to Apple Pay or the Android card app and use them to pay with a phone or other smart device.
Join our group of satisfied customers
Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.
![](https://images.prismic.io/landsbankinn/63f0f11d-e900-4ee1-9951-c764186d457a_2952.jpg?fit=max&w=3840&rect=308,0,1440,1080&q=50)