Borrowing fee for housing mortgages and other mortgages*

Borrowing charge on housing and real estate mortgages indexed to a foreign currency

Borrowing fee (other loans) for Varðan and Náman members and payments debited from account

Security Document (Collateral agreement, pledge or personal guarantee) - minimum

Declaration or statement regarding a loan or a security document - minimum

Handling of pledges of collateral for loans other than Landsbankinn's (HFF, pension funds) and declaration - minimum

Raise overdraft limit through self-service channels

Commitment fee for an overdraft credit – corporate

Completed bond, collateral agreement or pledge	

Registration of title, incurred costs payable to district commissioner

Digital registration of title, incurred costs payable to district commissioner

Administration for registration of title documents*

Administration for registration of title documents - express service

Statement of encumbrances and registration of title

Notification and payment fee, loan debited, payment coupon sent

Notification and payment fee, loan debited, payment coupon not sent

Notification and payment fee, loan not debited, payment coupon sent

Notification and payment fee, loan not debited, payment coupon not sent

Notification and payment fee, cost per payment in foreign currency

Notification and payment fee, cost per payment on real estate loan in foreign currency, automatic debit

Prepayment penalty for loans with floating interest to other undertakings than small undertakings, for each remaining year*

Prepayment penalty for loans with floating interest to other undertakings than small undertakings, for each remaining year

Prepayment penalty for mortgages with temporary fixed rates, for the fixed rate period, maximum

A prepayment of up to ISK 1,000,000 per year on mortgages with a temporary fixed rate period will not incur a prepayment penalty

Prepayment penalty for mortgages with temporary fixed rates, for the fixed rate period.

Prepayment penalty for mortgages with fixed rates, maximum

When determining prepayment penalties under this item, the Bank takes account of, inter alia, the rate differential between current market rates on comparable loans offered by the Bank and the current rate on the loan in question, discounted from final ma

For a limited time only, a 100% discount will be granted on prepayment charges/accelerated payment housing mortgages with fixed rates

Prepayment penalty for mortgages with fixed rates

Administration and guarantee of loan prepayment, each creditor

Statement of liabilities, balance owing and details of both ISK and FX loans	

Amendment to loan and security documents - minimum

Mortgage transfer and mortgage release - minimum

Endorsement of conditional mortgage  or approval as subordinated mortgagee

Amendment of terms and conditions - corporate

Handling of transfers of mortgages and pledges of collateral for HFF and other mortgages

Amendment to terms on housing and real estate mortgages

Amendment of terms and conditions - individuals

Handling fee for agreement exceeding ISK 50m; annual commission 	

Handling fee for agreement ISK 50m and lower; annual commission 	

Service fee; costs incurred for each distribution of proceeds 	

Completed loan or business agreement (produce and operating loans) - minimum

Notification and payment fee, cost per payment	

Fee for undrawn portion of binding credit line 	

Business agreements (produce and operating loans and lines of credit)

Loan extensions for a term shorter than 12 months at a time

Loan extensions for a term longer than 12 months at a time

Leasing fee is calculated per day from delivery of vehicle to 1st due date for payment and collected with 1st lease payment

Notification and payment fee in accordance with item 1.4

Declaration of temporary permit for export of an automobile

Change of ownership and traffic safety fee

Credit assessment, married/cohabiting couples*

Confirmation of credit worthiness/credit assessment for lot applications to municipalities - credit assessment not included	

Data collection for consumer credit loans (provided without remuneration once a year)

Data collection in relation to personal guarantees for companies

Credit assessment and information gathering

Annual fee - Debit cards for retail customers

Plúskort+ with comprehensive travel insurance (Gull)*

Annual fee - Prepaid cards for retail customers

General credit card - Gold travel insurance*

Annual fee - Credit cards for retail customers

Fee for domestic credit card cash withdrawal in bank or ATM

Fee for debit card cash withdrawal abroad

Fee for credit card cash withdrawal abroad

Minimum fee for cash withdrawal abroad, debit and credit cards

Prepaid card cash withdrawal fee domestic

Premium on VISA wholesale rate, all FX payment card transactions

Paid with payment slip, printed statement

Raise limit on credit card via self-service channels

Default of payment in accordance with item 3

Non-sufficient fund (NSF) debit card transaction

Text message alert for credit cards (per message)*

Connection fee for Icelandair Saga Club Gold card

Connection fee for Icelandair Saga Club Premium and Platinum card

Customers of Landsbankinn get a 50% discount

Vehicle tax, vehicle weight tax, insurance and negligence fee - minimum

Vehicle tax, vehicle weight tax, insurance, negligence fee and parking tickets

Premium on redeemed commitments towards third parties

Vehicle loans, vehicle facilities and lease-to-purchase

Interim collection and legal costs as per tariff of external collection agent

Defaults (applies to all defaults unless otherwise specified)

Payment service, each payment (online banking Services for Non-Business Organisations)

Authentication token - new, new token in case of loss, damage or expiry

Card reader - clients in loyalty programmes

Credit reference service CreditInfo - check of customer's own data

Receivable sent to parties involved in further collection

Services to parties involved in further collection

Additional fee (for major plans) - minimum

Additional fee (for major plans) - maximum

Change to payment plan (more than one per year)

Default of payment on Payment service account, in accordance with item 3

Creating a receivable (in Corporate Internet Banking, B2B or Service for non-business organisations)

Creating a receivable in IT division (with Excel file)	

Change/cancellation of a receivable (in Corporate Internet Banking or B2B)

Change/cancellation of a receivable in branch	

Initial fee for setting up electronic publication in the publication system

Printing of payment slip (collected at branch)

Customer creates own direct debit contract

Legal entity creates contract on behalf of payors

Legal entities who are not customers create contracts on behalf of payors

Registration of direct debit contracts in online banking

Collection, each payment day (commission not dependent on result)

Amendment of terms and conditions - minimum

Delivery of data for collection purposes by Landsbankinn (acc. to contract)

Interest rates increase - announcement through online banking / delivery to the Iceland Revenue and Customs (RSK)

Express deliveries. Fee according to service provider's tariff

Cost of sending message - per SWIFT message

Arrangement fee for reminders, amendments, protests and queries

Past due balances, additional fee per month**

Received transfer request (SWIFT MT/MX) for a Landsbankinn account

Received euro transfer request from Europe (SEPA)

Received transfer request (SWIFT MT/MX), manual entry due to insufficient information

Received transfer request (SWIFT MT/MX), paid out by cashier

Received transfer request cancelled prior to deposit to Landsbankinn account

Transfer request reversed after deposit to account

Received payment request (SWIFT MT/MX), deposited to Landsbankinn account

Received payment request (SWIFT MT/MX), forwarded to another bank - ISK denominated

Received payment request (SWIFT MT/MX), forwarded to another bank - foreign currency

Payment (SWIFT MT/MX) carried out in branch/service centre

Payment (SWIFT MT/MX) carried out via online banking

Euro-denominated payment within Europe (SEPA) carried out in branch/service centre

Euro-denominated payment within Europe (SEPA) carried out via online banking

Charge when recipient cost is paid by sender (not applicable to JPY)*

Account statement through SWIFT MT/MX - monthly charge (includes ISK - denominated accounts)

Foreign currency transaction and international payments (current FX-rates at www.landsbankinn.is)

Fee per annum, based on pledged collateral and creditworthiness - minimum

Additional fee for more complex documents - minimum

Additional fee for more complex documents - maximum

Additional fee for more complex documents

Imports (Letters of Credit) and Letters of Guarantee

Fee per annum if deposits are 100% pledged as collateral

Advising commission (charged only when the L/C is unconfirmed by Landsbankinn) 	

Confirmation commission, for each 3-month period started 	

Payment commission/documentation commission - minimum

Payment commission/documentation commission off amount exceeding ISK 25,000,000 	

Payment commission/documentation commission 	

Withdrawals over the counter from a Landsbankinn account

Transfers, payment of giro, payment slips and on credit cards (each transaction)

Transfers to or from foreign currency accounts in Iceland

Telephone information service (+354) 515-4444 (transfers, account balance and last transactions)

Balance and transactions read over phone by employee (accounts, credit cards etc.)

Notification by e-mail or text message (SMS)	

Service charge for other major transactions in the bank branch and customer support centre

Activation of electronic ID (no commission for Landsbankinn customers)

Account statement, printed at branch and sent by mail

Account statement, printed and delivered at branch

Assistance in branches / Customer Service Centre

Service charge for visiting safe-deposit boxes outside of their designated opening hours after 12:00, and after 14:00 for branches/outlets that open at 12:00

Safety deposit boxes for customers of Landsbankinn - annual fee

Eignadreifing – Vanfærið, Virði, Vöxtur, Langtíma og Sjálfbær - purchase fee

Eignadreifing – Vanfærið, Virði, Vöxtur, Langtíma og Sjálfbær* - management fee

Landsbréf Selected Equities Fund - front load

Landsbréf Selected Equities Fund - management fee

Landsbréf Premium Equities Fund - front load

Landsbréf Premium Equities Fund - management fee

Landsbréf Global Equity Fund* - front load

Landsbréf Global Equity Fund - management fee

Domestic equities funds of Landsbréf hf.

Landsbréf Liquidity Fund - management fee

Landsbréf Liquidity Fund Plus* - front load

Landsbréf Liquidity Fund Plus - management fee

Landsbréf Government Bond Fund Short Duration - front load

Landsbréf Government Bond Fund Short Duration - management fee

Landsbréf Government Bond Fund - Medium Duration,  Plus, Indexed and Non-indexed - front load

Landsbréf Government Bond Fund - Medium Duration,  Plus, Indexed and Non-indexed - management fee

Landsbréf - Covered Bonds - management fee

Exchange-traded funds (ETFs) of Landsbréf hf.

Einkabréf  -  A, B, C, D, E - front load

Einkabréf  -  A, B, C, D, E - management fee

Other securities funds* - minimum - management fee

Other securities funds* - maximum - management fee

Discount on front load - if subscription last at least 4 months

Purchase in the securities funds of Landsbréf hf. through online banking

UCITS funds and Alternative investment funds for retail investor

Domestic listed equities in online banking

Domestic listed equities in online banking - minimum fee

Domestic treasury bills, bank bills and bonds with a maturity of less than 1 year - minimum fee

Other standard domestic market bonds - minimum fee

International bonds and bills - minimum fee

Discount on transaction fee for transactions in individual listed securities

Discount on purchase fee on transactions in Landsbréf hf. funds

Asset management (active portfolio management)

Íslenski lífeyrissjóðurinn - management fee as a ratio of net assets*

Management fee for Lífeyrisbók pension savings accounts

Management fee for Lífeyrissparnaður erlend verðbréf

Transfer fee - transfer to other custodian

Transfer fee - transfer to other pension savings scheme

Transaction charge for securities transactions in ISK

Transaction charge on equities and fund transactions in online banking

Transaction for subscription to Landsbréf hf. UCITS

Transaction charge for securities transactions in foreign currency

Landsbankinn products and Landsbréf funds

Securities and funds in the Nordic region

Securities and funds in other European countries

Delivery of foreign securities from custodian

Corporate actions (dividend payments etc.)

Contract work at a request by customer, per hour

Other requests (negotiable - minimum ISK 3,000)

Conversion of shares between markets, base fee

Amaroq Minerals Ltd. - cost at foreign custodian

Deposit of cash in an ATM to a Landsbankinn account

In­terest rates and fees

Interest rates

Interest rates and fees