Bank accounts

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Which ac­count is best for you?

We of­fer a se­lec­tion of ac­counts tailored to dif­fer­ent needs. Cre­at­ing an ac­count in on­line bank­ing or the app only takes a couple of minutes.

Select your track

Whether you intend to save for the long or short term, you can find an account that suits your goals. We offer indexed, non-indexed, fixed term and unrestricted accounts. You can also save with friends and family by creating a goal account in the app.

Personal account

Current account with the option of a debit card and overdraft.

... interest
Non-indexed
Unrestricted

Vaxtareikningur premium rate account

A suitable option for returns with no fixed term or minimum deposit.

... to ... interest
Non-indexed
Unrestricted

Vaxtareikningur premium rate account - sustainable

A savings account where deposits are used to finance projects that contribute to sustainability.

... to ... interest
Non-indexed
Unrestricted

Vaxtareikningur 30 premium rate account

Suitable for those who have the flexibility to wait 30 days for withdrawal.

... to ... interest
Non-indexed
Fixed term

Varðan 60 premium account

For those aged 60 and older. Has a higher interest rate than a general premium rate account.

... to ... interest
Non-indexed
Unrestricted

Fixed rate account

Suitable for those who can deposit their savings for up to two years.

... to ... interest
Non-indexed
Fixed term

Landsbók

Suitable for those who want to protect their savings from inflation.

... interest
Indexed
Fixed term

Framtíðargrunnur savings account

Particularly suitable for those who want to establish future savings for children.

... to ... interest
Indexed/non-indexed
Fixed term

Fasteignagrunnur account

Non-indexed savings account for customers aged 15 to 35.

... interest
Non-indexed
Fixed term

Savings account in foreign currency

For those who want to invest their money in foreign currencies.

The interest rate depends on the currency
Non-indexed
Fixed term or unrestricted

Markmið - Saving in the app

Suitable for those who want to set savings goals for themselves and even save with others.

... interest
Non-indexed
Unrestricted 
 

Klassi account

Current account for young people aged 9 to 15.

... interest
Non-indexed
Unrestricted 

Náman account

Current account for young people aged 16 to 24.

... interest
Non-indexed
Unrestricted 

Calculate savings

Calculate the amount you need to set aside each month, for how long, or how much your savings will amount to at the end of a period. The calculations are based on monthly interest payments.

ISK
%
ISK
mon.
24,703 kr.

It’s simple to start saving

With regular savings in online banking, you don’t have to remember to put funds aside. The amount doesn’t need to be large - small contributions grow quickly.

Móðir með börn við bíl

Automatic transfers

You decide on an amount, when to make transfers and select a savings account. The savings will then be transferred automatically each month.

Greiðsla

Card savings

How about paying into your savings every time you use your debit or credit card? You can round up each transaction by a set amount, or to the nearest hundred or thousand.

Fólk í sumarbústað

A shared view on accounts

In the app, you can choose to let others view your bank accounts or authorise them to transfer funds on your behalf. It is easy to cancel these access authorisations.

FAQ

Join our group of satisfied customers

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

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