Payment plans
Payment plans to suit your needs
You can choose between four payment plans with different private pension contribution rates. You can allocate between 43-75% to private pension that is fully inheritable (based on a 15.5% mandatory contribution). The portion of your contributions not invested in a private pension division is paid into a mutual division that ensures life-long pension as well as spousal, child and disability pension.
Plan I - 43% inheritable
Mutual division: 57%
Monthly pension from age 70 until death.
Unrestricted private pension savings: 43%
Redeemable from age 60. Spread here across 15 years from age 60 to 75. Inheritable.
Plan II - 56% inheritable
Mutual division: 44%
Monthly pension from age 75 until death.
Unrestricted private pension savings: 39%
Redeemable from age 60. Spread across 15 years from age 60 to 75. Inheritable
Restricted private pension savings: 17%
Paid out from age 70 to 75. Inheritable.
Plan III - 67% inheritable
Mutual division: 33%
Monthly pension from age 80 until death.
Unrestricted private pension savings: 37%
Redeemable from age 60. Spread across 15 years from age 60 to 75. Inheritable.
Restricted private pension savings: 30%
Paid out from age 70 to 80. Inheritable.
Plan IV - 75% inheritable
Mutual division: 25%
Monthly pension from age 85 until death.
Unrestricted private pension savings: 33%
Redeemable from age 60. Spread across 15 years from age 60 to 75. Inheritable.
Restricted private pension savings: 42%
Paid out from age 70 to 85. Inheritable.
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Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.
