Eignadreifing langtíma is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a total maximum of 60% of its assets in equities and equity funds and a maximum of 60% in international funds and bonds.

Landsbréf - Eignadreifing varfærin hs.

Landsbréf - Eignadreifing virði

Landsbréf - Eignadreifing vöxtur

Landsbréf - Eignadreifing langtíma

Landsbréf - Eignadreifing sjálfbær hs.

Landsbréf - Global Multi Asset Fund

Landsbréf - Úrvalsbréf

Landsbréf - Öndvegisbréf

Hekla hs.

Landsbréf - Global Equity Fund

Landsbréf - Global Portfolio

Landsbréf - Nordic 40

Landsbréf - Veltubréf

Landsbréf - Veltubréf plús

Landsbréf - Sparibréf stutt

Landsbréf - Sparibréf meðallöng

Landsbréf - Sparibréf óverðtryggð

Landsbréf - Sparibréf verðtryggð

Landsbréf - Sparibréf plús

Landsbréf - Markaðsbréf

Landsbréf - Markaðsbréf sértryggð

Landsbréf - Fyrirtækjaskuldabréf

Landsbréf - LEQ UCITS ETF

Landsbréf - Einkabréf B

Landsbréf - Einkabréf C

Einkabréf D

Landsbréf - Einkabréf A

Landsbréf - Einkabréf E hs.

Veltubréf is suitable for investing savings over shorter or longer periods. The fund invests mainly in deposits with financial undertakings, using the advantage of size to obtain better deposit terms. The fund also invests in securities issued by the government, municipalities and financial undertakings. The suggested investment period is one month or longer.

Veltubréf plús is suitable for investing savings over shorter or longer periods. The fund invests in deposits with financial undertakings, using the advantage of size to obtain better deposit terms. The fund also invests in securities issued by the government, municipalities, financial undertakings and other issuers.  The suggested investment period is one month or longer.

Sparibréf stutt is suitable for investing savings over shorter periods or one year or longer. The fund invests primarily in short government bonds and in deposits with financial undertakings.

Sparibréf meðallöng is suitable for medium-term investment, 2 years or longer. The fund invests mainly in inflation-indexed and non-indexed government bonds, but also in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Sparibréf óverðtryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in non-indexed government-backed bonds, but also in deposits with financial undertakings. The fund is a solid choice, as part of a well diversified asset portfolio as diversification across multiple asset classes is an important part of investing.

Sparibréf verðtryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in inflation-indexed government bonds, but also in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Sparibréf plús is suitable for medium-term investment, 2 years or longer. The fund invests in inflation-indexed and non-indexed government bonds, and in deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Markaðsbréf is suitable for medium-term investment, 2 years or longer. The fund is a mixed bond fund investing in government bonds, municipal bonds, and bonds issued by financial undertakings and companies. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Markaðsbréf sértryggð is suitable for medium-term investment, 2 years or longer. The fund invests mainly in covered bonds, but also in government bonds and deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Fyrirtækjaskuldabréf is suitable for medium-term investment, 2 years or longer. The fund invests mainly in listed and unlisted bonds issued by Icelandic companies, financial undertakings, municipalities and the state. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Eignadreifing virði is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a maximum of 40% of its assets in equities and equity funds.

Eignadreifing vöxtur is suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund invests in domestic and foreign equity funds and bond funds, domestic and foreign equities and bonds, as well as deposits with financial undertakings. The fund is authorised to invest a total maximum of 50% of its assets in equities and equity funds other than government-backed, and a maximum of 30% in bonds.

Eignadreifing varfærin is a feeder fund of the master fund Landsbréf - Einkabréf B hs. which is an investment fund with active asset management.  Feeder funds invest a minimum of 85% of their assets in the master fund. The master fund, Einkabréf B, invests in domestic and international financial instruments. Investments may include individual securities, equities, bonds, money market instruments and deposits, or unit shares in funds that mainly invest in the aforementioned asset classes. Maximum investment in equities and equity funds is 20% of the master fund’s assets and total investment in non-domestic assets shall not exceed 50% of its assets, including a 30% maximum in bonds and 20% maximum in equities. Eignadreifing varfærin is suitable for achieving returns from a diversified portfolio over a medium term, 3 years or longer.

Global Multi Asset Fund is suitable for investment in a well diversified portfolio over a long term, 4 years or longer. The fund invests mainly in foreign equity and bond funds and is authorised to invest in foreign equities and bonds, as well as FX deposits. 

An investment fund with active asset management designed for the customers of Landsbankinn Private Banking.

Úrvalsbréf is suitable for long-term investment, 4 years or longer. The fund invests mainly in listed Icelandic equities but also in unlisted Icelandic equities and other equity funds, in addition to deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Öndvegisbréf is suitable for long-term investment, 4 years or longer. The fund invests in listed and unlisted Icelandic equities but also in other equity funds and deposits with financial undertakings. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

The Global Equity Fund is suitable for long-term investment, 4 years or longer. The fund is a fund of funds, investing primarily in foreign equity funds but also individual foreign equities. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

The Global Portfolio is suitable for long-term investment, 4 years or longer. The fund invests in foreign equity funds and in FX deposits with financial undertakings. As the base currency of the fund is USD, investors must hold a USD-denominated account before buying in the fund. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Nordic 40 is suitable for long-term investment, 4 years or longer. This is an index fund, investing only in the Nordic equities that form the Nordic equity index OMXN40. As the base currency of the fund is EUR, investors must hold a EUR-denominated account before buying in the fund. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

LEQ UCITS ETF is suitable for long-term investment, 4 years or longer. The fund is an index fund and exchange-traded fund (ETF) investing solely in the equities that form the Icelandic equity index OMXI15CAP. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

Eignadreifing sjálfbær is an investment fund suitable for investment in a well diversified portfolio over a medium term, 3 years or longer. The fund's objective is to achieve a good rate of return and risk diversification, guided by sustainability. The fund invests in domestic and international funds, equities and bonds, money market instruments and deposits. The fund is authorised to invest a maximum of 70% of its assets in equities and equity funds.

Fyrirtækjaskuldabréf is suitable for medium-term investment, 3 years or longer. The fund invests mainly in listed and unlisted bonds issued by Icelandic companies, financial undertakings, municipalities and the state. The fund is a solid choice as part of a well diversified asset portfolio, as diversification across multiple asset classes is an important part of investing.

The fund is an investment fund (non-UCITS) - investment funds are less restricted in their investment policies than UCITS.

Investment in funds always involves risk as the price of units can both increase and decrease due to changes in the value of underlying assets and exchange rate fluctuations where fund assets are in foreign currencies. Past returns are not necessarily an indication of future returns. Before investing in a fund, we encourage you to familiarise yourself with the principal information and risks of each fund prospectus by perusing the key investor information, fact sheets and prospectuses available for each fund. The redemption value of the fund’s units is the market value of its total assets less any debts of the fund, such as unpaid administrative and management costs, and other costs.

The fund is managed by Landsbréf hf., a management company licensed to operate in Iceland and supervised by the Financial Supervisory Authority of the Central Bank of Iceland. Landsbankinn hf. serves as custodian bank for the fund. Information about taxation is available in the document Taxation.

Mutual funds

Prepaid cards

Frontpage

Aukakrónur

Credit cards

Customer due diligence

Payouts

For ages 9-12

Information for Grindavík customers

Mandatory pension savings

Fund member website

Electronic ID

360° financial review

Bank accounts

Credit rating

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Investor Service

Landsbók

The Forum

Inflation-indexed housing mortgage

Security in banking

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Refinancing mortgages

Save in the app

Investment options

Interest rates and fees

Payout

Vaxtareikningur 30

Vaxtareikningur sjálfbær - sustainable

Supplementary pension savings

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Fastvaxtareikningur

Electronic surveillance

Image gallery

Funding

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Board of Directors

Financial statements for 2023

Senior management

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Economic affairs

First purchase

Funds

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Financial statements for 2024

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Young customers 

Private banking

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For ages 13-15

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Strategy

HR policy

Cards for our youngest customers

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Sign up

Debit card

Organisation

5. The right type of loan

9. Insurance

Loans and limits

Cards and payments

Security in online banking - individuals

2. The right apartment

4. Purchase offer

1. How much can the apartment cost?

Náman

8. Delivery and deed of sale

3. Sales memorandum

7. Purchase contract

Applying for access to online banking and the app, creating an account and getting a debit card is a matter of minutes.

It’s easy to download Landsbankinn’s app and create access. You’ll also get access to online banking.

Your path to a new home starts here. We finance up to 80% of the purchase price of housing and 85% for first-time buyers.

We finance up to 80% of the purchase price for a term of up to 8 years and offer better terms for the purchase of electric cars.

The credit assessment gives you a clear picture of your payment capacity and the credit available to you. 

Savings are always good to have. Setting saving goals can be part of planning for the future, milestones, repairs or housing purchase.

Whether you need a card for yourself or a family member, we have the solution.

The bank is required to complete customer due diligence on its customers and that allows the Bank to monitor money laundering and terrorist financing. Customers are required by law to provide the Bank with information about the business they conduct through it.

We endeavour to simplify life for our customers and offer them outstanding banking service wherever and whenever they require.

We offer a wide selection of funding avenues depending on the type of operation or investment to be financed.

Choose the path that best suits your business - an inflation-indexed or non-indexed account, fixed term or unrestricted. Test all the options to find the best fit for your business.

To find the right card for your needs, take a look at benefit systems, travel insurance and annual fees.

We offer investment advice, securities and FX brokerage for pension funds, insurance firms, asset management firms, charities, institutions, family firms and high net worth individuals.

Landsbankinn is a market leader in Icelandic financial services. We offer a wide range of services for financial institutions, including but not limited to ISK cash accounts, cash clearing and sub-custody. 

Landsbankinn’s app is a secure and quick way to tend to banking business anytime and anywhere.

Get a clear and simple overview of your finances, easily access more details to go deeper and tend to almost all banking business.

It’s easy and convenient to tend to the company’s transactions in online banking for corporates.

Choose between different methods to log in and confirm payments in online banking and the app.

Taking care of your finances together is easy in the app.

What should I do if I think I’ve been had?

We are dedicated to transparency and good communication, and provide quality, timely information about the Bank to all stakeholders.

Landsbankinn places great emphasis on ensuring the privacy of its customers and exercising responsible banking in the modern digital economy. 

The General Terms and Conditions of Landsbankinn apply to transactions between Landsbankinn hf. and a customer.

Our aim is to simplify life for our customers by offering accessible service and sound advice.

The Bank’s Sustainable Finance Framework provides for its funding of green and social projects. 

Service Centre is open weekdays 9-17.
General business hours are 9-16 weekdays.

+354 410 4000 - Call Centre open weekdays 9-16

Landsbankinn hf.
Reykjastræti 6, 101 Reykjavík
Reg. No. 471008-0280
Swift/BIC: NBIIISRE
Tel: +354 410 4000
landsbankinn@landsbankinn.is
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