You can carry out SWIFT transfers to overseas accounts in the same currency at any time in online banking and the app, and between 09:00 and 16:00 on working days in the case of ISK transfers to foreign currency accounts.

To complete the transfer, you need:

• The name and address of the recipient (street address, postal code and city)
• The IBAN number of the recipient’s account (Europe) or the recipient's account number (outside Europe), the SWIFT code of the recipient's bank (Europe), the Routing number/ABA or Federal Wire (USA), Transit number (Canada) and Bank Code (Australia)
• Amount (foreign currency)
• Note on the payment (optional)
• The Central Bank’s correct classification code

You can make SEPA payments in online banking or the app from your account with the bank to an account with an overseas bank.

To complete the transfer, you need:

• The IBAN number of the account and the BIC number of the recipient and the SWIFT code of the recipient’s bank
• The recipient's bank must accept SEPA payments
• The currency is EUR
• The payer pays fees to Landsbankinn according to the Bank’s tariff

The IBAN number is the account holder’s standardised account number. IBAN is used in the European Union, the European Economic Area (EEA) and other countries that have adopted the standard.

The IBAN for each account can be found in the relevant account’s transaction summary, under “Bank accounts”.

• Press the "Actions" button
• Select “More about the account”
• This opens a window with information that includes the account’s IBAN
• Landsbankinn's SWIFT code is always the same: NBIIISRE, and can be found at the bottom of all pages at www.landsbankinn.is

Fedwire (FW), Routing number and ABA numbers are 9-digit branch numbers in the United States. They are used to identify recipient banks.