Changes to con­firm­a­tion of par­tial pay­ment to cred­it cards

7 December 2022

We’ve made changes to the confirmation of partial payment to credit cards. The changes are part of action we’re taking to increase security in the payment confirmation process and involve replacing security numbers with strong customer authentication (SCA).

  • When you use online banking to make a partial payment to a credit card that is not registered to you, you’ll need to confirm the payment using SCA instead of a security number. SCA refers to authentication with electronic ID or the Auðkenni app.
  • When you use online banking to make a partial payment to your own credit card, neither SCA nor a security number is required. This is because you’ve already logged in to online banking using SCA. As a result, the security requirements are less stringent for transfers to own credit cards or bank accounts.

We’d also like to make you aware that similar changes will soon be made to domestic and international payments, both in the app and online banking. In addition to SCA with electronic ID and the Auðkenni app, you’ll also be able to use biometrics.

You may also be interested in
7 Jan. 2025
Landsbankinn’s Community Fund awards grants to 35 initiatives
Community grants in the total amount of ISK 15 million were awarded from Landsbankinn’s Community Fund on 19 December 2024. A total of 35 initiatives received financial support this year. The projects are varied and benefit people of all ages and throughout Iceland.
Netöryggi
7 Jan. 2025
Be wary of phishing emails in the name of Skatturinn
We warn against phishing emails that have been sent in the name of the Icelandic Tax Authority (Skatturinn). The email, which is in Icelandic, claims that the tax authorities have updated your tax return information and instructs you to access these details through the Skatturinn service portal by clicking a link included in the email.
19 Dec. 2024
The Landsbankinn 2025 Calendar - Water
The Landsbankinn calendar for 2025 is dedicated to water and its diverse roles in our lives. This year, the calendar features watercolor paintings by the artist Stefán "Mottan" Óli Baldursson.
19 Dec. 2024
Opening hours over Christmas and the New Year
Landsbankinn’s branches and Customer Service Centre will be closed on Christmas Eve Day, Christmas Day, Boxing Day and on New Year’s Day. On New Year’s Eve, the Bank is open until 12:00, which means that branches that generally open at 12:00 are closed that day. General opening hours apply on other days. The app and online banking are of course available anytime and anywhere.
Vilhelm Már Þorsteinsson, Halla Tómasdóttir forseti Íslands, Jón Atli Benediktsson, Jón Þ. Sigurgeirsson, Lilja B. Einarsdóttir, Sóllilja Bjarnadóttir, Aysan Safavi, Adam Janusz Switala og Vigdís Sif Hrafnkelsdóttir.
6 Dec. 2024
The President of Iceland addressed the anniversary meeting of Háskjólasjóður Eimskipafélagsins
In her address to the anniversary meeting of Háskólasjóður Eimskipafélag Íslands, Halla Tómasdóttir, the President of Iceland, spoke of the importance of higher education, innovation and research. Three recipients of grants from the Fund presented their doctoral theses.
Kona með hund
4 Dec. 2024
Automatic renewal of paying supplementary pension savings towards mortgage
We would like to draw attention to the fact that individuals with active arrangements for allocating supplementary pension savings towards the principal of their mortgage do not need to reapply for a continuation as the arrangement will automatically renew at the end of the year.
4 Dec. 2024
Helgi Áss Icelandic Chess Champion after winning Landsbankinn’s Friðriksmót
Grand Master Helgi Áss Grétarsson came, saw and conquered at Landsbankinn’s Friðriksmót, the Icelandic rapid chess tournament, held at the Bank’s headquarters at Reykjastræti on 1 December.
29 Nov. 2024
Lighting of the Hamburg tree Saturday 30 November
The lights on the Hamburg Christmas tree will be lit at 17:00 on 30 November during a festive ceremony and to the accompaniment of merry music, courtesy of the Hafnarfjörður Brass Band.
Austurbakki
22 Nov. 2024
Changes to criteria for new housing mortgages
Landsbankinn has made changes to the maximum loan term for new inflation-indexed mortgages and the loan-to-value (LTV) ratios for both indexed and non-indexed mortgages.
Landsbankinn
22 Nov. 2024
Landsbankinn changes interest rates
Landsbankinn changes deposit and lending rates and the new interest rate tariff enters into effect on Monday 2 December 2024. The main changes are as follows:
Cookies

By clicking "Allow All", you agree to the use of cookies to enhance website functionality, analyse website usage and assist with marketing.

More on cookies